# Natural

> Natural is the agentic payments platform powering frictionless money movement between agents, businesses, and consumers. Founded in 2025, Natural provides the financial infrastructure for AI agents to hold funds, make payments, collect money, and access credit — all through simple API calls.

## Agents and developers

- [Natural skill](https://natural.co/skill.md): Agent-readable instructions for using, installing, investigating, integrating, and trying Natural.
- [Hosted MCP](https://mcp.natural.co): Remote HTTP MCP server for Claude, Cursor, Codex, and other MCP-aware hosts. Configure with `Authorization: Bearer <NATURAL_API_KEY>`.
- [CLI install](https://natural.co/install.sh): Install the `natural` command for terminal, CI, local debugging, and coding-agent harnesses that can run shell commands.
- [CLI docs](https://docs.natural.co/guides/platform/cli): Command reference and structured output guidance.
- [SDK docs](https://docs.natural.co/guides/platform/sdks): Official Python (`pip install naturalpay`) and TypeScript (`npm install @naturalpay/sdk`) SDK setup for applications and agent runtimes you own.
- [MCP docs](https://docs.natural.co/guides/platform/mcp): MCP setup snippets and tool list.
- [Docs index](https://docs.natural.co/llms.txt): Agent-readable documentation index.
- [Full docs text](https://docs.natural.co/llms-full.txt): Complete documentation bundle.

## Operation skills

- [List Customers](https://natural.co/skills/list-customers.md): Discover customers with delegated payment authority.
- [Check Balance](https://natural.co/skills/check-balance.md): Verify available funds before sending money.
- [Create Payment](https://natural.co/skills/create-payment.md): Send money only after explicit user confirmation.
- [Get Transaction](https://natural.co/skills/get-transaction.md): Check payment or transaction status.

## Products

- [Wallet](https://natural.co/wallet): FDIC-insured accounts that agents can use to hold, receive, and send funds.
- [Pay](https://natural.co/pay): Enables agents to pay in a single simple tool call. Natural handles the rest of the complexity.
- [Collect](https://natural.co/collect): Collect funds from customers, vendors, and agents via payment links, over the phone, or directly.
- [Bill](https://natural.co/bill): Allows agents to bill customers based on outcomes, success, tokens, or other defined criteria.
- [Transfer](https://natural.co/transfer): Power agentic transfers between Natural and external accounts of all types.
- [Credit](https://natural.co/credit): Give agents access to credit so they can spend autonomously without funding.

## Platform

- [Identity](https://natural.co/identity): Verify and manage identities for agents and businesses.
- [Compliance](https://natural.co/compliance): Built-in compliance and regulatory tooling for agent payments.
- [Disputes](https://natural.co/disputes): Resolve payment disputes and chargebacks efficiently.
- [Observability](https://natural.co/observability): Monitor and trace every payment across your agent network.

## Company

- [About](https://natural.co/about): Learn about Natural and our mission to build payments infrastructure for AI agents.
- [Careers](https://natural.co/careers): Join Natural and help build the financial infrastructure powering the agentic future.
- [Blog](https://natural.co/blog): Thoughts on agentic payments, financial infrastructure, and the future of autonomous transactions.
- [Pricing](https://natural.co/pricing): Simple, transparent pricing for AI agent payments infrastructure.
- [Contact](https://natural.co/contact): Get in touch with the Natural team.

## Legal

- [Privacy Policy](https://natural.co/privacy)
- [Natural Services Agreement](https://natural.co/nsa)