This is a fundamental platform shift

Agents will execute the majority of payments globally in the next decade. Today there are no rails built to support this. Existing solutions fail on speed, cost, identity, authorization, and more. We’re building those rails and believe we can capture that market. This view is shared by people who know financial services exceptionally well and are on our cap table.

We’re early and there’s no winner yet

Agentic payments will be a multi-decade platform shift, but there’s no Stripe, ADP, or Visa-level incumbent yet. This is open water to compete for what will be the most valuable market space in payments over the next couple of decades.

You’d be joining experienced operators

You’re joining a team of past operators and fintech founders who are incredibly hungry to make this a success and have seen what works and what doesn’t when it comes to fundraising, recruiting, building products, and managing effectively.

The market is really big and growing

If we execute on our vision well then we have a chance at owning a meaningful portion of global payments. Think about the current market cap of Stripe ($91b), Adyen ($47b), PayPal ($64b), Block ($45b), Worldpay ($42b), and ADP ($123b). In total just those 6 players represent $412b in market cap.

The end state is really valuable

In the terminal state, where you can cut out banks/networks and build a closed loop system, we also add in Visa ($647b), Mastercard ($518b), and ($796b). In aggregate, our total assumable market is now >$2.5t. This market is massive, and we’re early to competing for it.

You’ll work with frontier customers

You’re going to be working with frontier AI-agent companies and founders. These are the most interesting companies solving some of the hardest technical problems, and you’ll get to work hands-on with them on one of their core flows, payments.

You’ll have real impact

The work you do in the next 12–18 months will permanently define the core system and moat. This isn’t joining a late-stage company where most key technical and product decisions are made.

We care about this a lot

We’re passionate. We move fast but we care deeply about product, design, and engineering. We want to build something that we can be proud of. That’ll be reflective in the way you feel about your own work.

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