Natural is a team of people who care, making payments work for a new world

We're making it easy for agents to transact. We imagine a world where payments between humans and agents are indistinguishable.

Our team so far is 10 people, all based in San Francisco (many of us are newcomers).

We believe the only way a high-performance culture wins is if people commit toward a shared mission. We're not in this to be runner-up, we're in it to be the best and that's it.

The opportunity

1This is a fundamental platform shift

Over the next decade, agents will execute a majority of global payment volume. We’re building the rails to support it.

2We’re early and there’s no winner yet

There’s no Stripe, Visa, or J.P. Morgan level incumbent yet. We’re competing for the largest future market in payments.

3The market is growing very quickly

The world is quickly progressing from AI-aided to agent-native, and this acceleration will only continue to be the case.

4The end state is worth over $2.5T

Going after banks, networks, and PSPs is, in aggregate, an assumable market of over $2.5 trillion dollars.

5You’ll drive real impact

The work you do in the next 12–18 months will set the foundation of the core product and infrastructure.

6You’ll work with frontier customers

Our customers are solving some of the world’s hardest technical problems. You’ll work hands-on with them.

Natural is built by engineers who can recite NACHA codes and designers who can price options

We spent our careers building payments infrastructure at Stripe and Method, and shaping culture for Alo and Rhode. We know how to build performant software and tasteful experiences.

Eric Jubber

Eric Jubber

Founding Engineer

There was one quality I needed to feel from every person there. That each of them desperately wanted Natural to win. Not in a polite, professional way, but in a maniacal, obsessive way.

Bhargav Yadavalli

Bhargav Yadavalli

Founding Engineer

In truth, a place like Natural embraces someone who takes pride in precision and constantly sharpens their skills. Natural embraces the craftsman.

Natalie Charlton

Natalie Charlton

Head of Legal & Compliance

Logistical hurdles are just decisions to make and actions to execute, two specialties of mine. There are only so many 'I'm game' moments in life.

Klaire Tan

Klaire Tan

Founding Engineer

When I think about the system I'm building, at replaying events, at complete traceability, I go to bed hungry and I wake up ravenous.

Kendall Wong

Kendall Wong

Founding Engineer

Agent adoption has exploded, and the next step is moving money with them. The question isn't whether someone builds this—it's who builds it best, and who builds it fastest.

Devan Patel

Devan Patel

Founding Designer

This is the team I want to be on at this point in my career. And this is the company I will do my life's work at.

Gabby Smith

Gabby Smith

Head of Marketing

The moment I shared my initial concepts, all hesitation disappeared. The team wasn't just supportive, they were excited. My 'outsider' lens was actually a superpower.

Our values

1We’re playing to win

We’re not in this to be runner-up, we’re playing to win. We treat our company like a sports team, not a family.

2Slope and intellect over everything

You’re smart, learn quickly, and care deeply about your work. We hire people who want to be the best at what they do.

3Every detail matters

Everything from API design to email signatures to divider weight matters. An unintentional decision is a poor one.

4In-person, in-office culture

Speed and team cohesion lead to success. We’re in-person, in-office, in San Francisco, six days per week.

5No ego, the right ideas prevail

It’s not about seniority or protecting ego. We debate openly and push towards intellectual truth.

6Do the best work of your career

You should be excited to put your name on your work. This should be the best work you’ve ever done.

Natural team image

The only startup that treats
you like an athlete

Performance is at the heart of our culture, which is why we've designed some of the most performance- and wellness-focused benefits you'll find anywhere.

Equinox Destination

Whoop 5.0 Band

Eight Sleep Pod 5

Blood testing

From Superpower

Lunch & dinner

Covered in the office

Transportation

$450/month

Competitive comp

90th+ percentile

401K + match

3% of your salary

Flexible exercise

Early & extended

Relocation benefits

We'll help you move

Best gear

M4 Max, Studio Display, etc.

Full insurance coverage

Health, dental, vision

Unlimited PTO

Recharge whenever

Regular team retreats

Yosemite, Santa Ynez, etc.

Beautiful office

Lots of Natural light

Stay close to the team